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Grow your savings and invest in the future
Savings accounts pay interest while keeping your funds easily accessible, they’re a good option for emergency or short-term cash. Whether you’re saving for a purchase or building personal wealth, we've got the savings account that's right for you.
Reach your savings goals faster
Get a higher interest rate the more you save. Pay no annual fee, no setup fee and no minimum balance requirements.
Automate your savings
Schedule automatic recurring transfers from your checking to your savings account so you can grow your savings without even thinking about it.
Make tax-free withdrawals
Make tax-free withdrawals and withdraw U.S. funds without converting currencies. You can re-contribute the amount you’ve withdrawn next year or later.
Grow your money tax-free
Reduce your taxable income with your FHSA contributions. Tax-free interest is calculated on your full daily closing balance and is paid monthly. 4
Why do you need a savings account?
A savings account is a bank account where you can deposit money for future use. Earn competitive interest rates and grow your money faster. You can use your savings account to build an emergency fund, save for large purchases, or set aside money for future needs.
Start without a checking account
Open a Personal Savings Account today even if you're new to Crests Credit Bank. Maintain a balance above $250 and we'll waive the quarterly account maintenance fees.
No minimum balance requirements
Get day-to-day banking with no monthly maintenance fees and no minimum balance requirements. Watch your savings grow with compounding interest.
Get an alert before you’re overdrawn
Crests Credit Bank Smart Balance Alert™ will send you a text message when your account is short on funds. That gives you time to make a transfer and avoid a non-sufficient funds (NSF) fee and a declined payment.
Earn interest every month
Get a competitive interest rate with easy access to your savings when
needed.
Additionally, earn a savings rate of up to 5.60%*
for the first 3 months.
Regular Interest Rate1
Open an account and make an eligible deposit to
earn 1.40%
regular interest rate.
Premium Period Interest Rate2
Start a premium period and earn additional interest based on the premium period chosen.
Rate varies depending on the period selected:
0.85% | 90 days
0.90% | 180 days
1.00% | 270
days
1.25% | 360 days
Package Interest Rate boost3
Preferred Package
customers earn an additional interest rate boost
of 0.05%.
Ultimate Package customers earn an additional interest rate boost of 0.10%.
Welcome Bonus Interest Rate*
Get a 3.30% welcome bonus interest rate on eligible deposits for the first 3 months, if you open your first account.
Interest rates are per annum and subject to change. Visit the Current Rates page for more information.
Earn interest on every dollar you save
Enjoy a competitive rate and free online transfers between your accounts. Maximize your savings contributions when you set up automatic deposits.
Featured Savings accounts
Get rewarded for saving
Get Smart Interest on top of your regular interest when you save
$200 or more in any month.
Save without the effort. Set yourself up for the future with an
account that makes it easier to save more every day.
Talk to a Crests Credit Bank advisor today
A Crests Credit Bank advisor is someone you can talk to about your today and trust with your tomorrow.
