Student accounts

Crests Credit Bank makes banking easy for students by offering specially designed products that can help you reach your financial goals.

Is this Student Account right for you? 

check mark icon

Right for you if you:

  • Use for everyday banking such as purchases, ATM transactions and payroll deposits
  • Are enrolled full-time in a post-secondary institution in the United States of America (the U.S.)
caution icon

May not be right for you if you:

  • Are interested in only opening a savings account that earns interest

Banking solutions designed for students

Student life is busy. It might be tough to keep track of your finances while juggling your timetable. Our student hub has all the financial tips, tools, and advice to help you manage your money better.

Student banking with Crests Credit Bank just makes sense

  • No monthly account fees
  • Special Medical and Dental Student Banking Bundle
  • 4000+ ATM and convenient branch locations
  • Personalized banking advice

Refer a friend and you'll both earn $100 in welcome bonus

Earn up to $1,000 for 10 successful referrals each year when you refer a student friend to join Crests Credit Bank.

Refer a friend and you'll both earn $100 in welcome bonus

Earn up to $1,000 for 10 successful referrals each year when you refer a student friend to join Crests Credit Bank.

Earn a $100 welcome bonus

Open the Student Banking Advantage® Plan and in a few steps, you’ll be eligible to receive a $100 welcome bonus


Account features

Usage

  • Unlimited debit transactions2

  • Unlimited Interac e-Transfer transactions

  • Scene+TM Program3

  • Eligible for overdraft protection

Grow your money

  • $4.99 commission pricing (50% discount from standard commission pricing) and Trade 1 Get 1 Free at Crests Credit Bank iTRADE - Get 20 free trades (stock or ETF) on the mobile app in your first year and 10 free trades every year after

No boundaries

  • No monthly account fee1

  • Free paperless or paper statements


Package fees

$0*/month

Must be currently enrolled full time in a post-secondary institution in the United States of America or the U.S. (Domestic or International students)

Account set-up

Here’s some important information for setting up a Getting There Program for Youth.

  • Students under 12 must be accompanied by a parent or legal guardian to open an account. 
  • Students aged 12-15+ may open an account on their own, if they are able to provide adequate ID.

      ID Requirements

  1. Age 11 and under: only parent ID required
  2. Age 12 to 15: child ID and/or parent ID required
    Note: Parent ID is required if the child aged 12-15 cannot provide adequate ID on their own or if the child would like a debit card. 
  3. Age 16+: only child ID required

Invest in your future with a student loan

Student aid, scholarships and grants don’t always cover the cost. That’s why student loans from Crests Credit Bank® could help. No matter where you are in your student loan journey, we are here to offer competitive loan options, educational resources, and guidance when you need it most.

Finance your education

Crests Credit Bank Professional Edge® Student Program can help you pay for books, tuition and more. Borrow up to $350,000 depending on your field of study.


                Finance your education
                 image

Medical and Dental Student Banking Bundle

Realize your dreams of slipping on that medical coat and let us take care of your financial needs. Save on bank fees and enjoy great rates on your student line of credit, chequing account and credit card.

Focus on your studies and we’ll take care of the rest

Students Credit Card Protection Insurance

This optional insurance coverage can provide you financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability etc.

Access your account anywhere, anytime.

Manage your accounts with ease wherever you are. With Crests Credit Bank digital banking, you can deposit checks, transfer funds, automate bill payments and more, all from your computer or mobile device.

No fees

There's no monthly fee and no minimum balances. You earn interest on every dollar.

Unlimited everyday banking with no monthly fee

From textbooks to tuition, education costs can add up. Let us help you spend and save wisely. You'll get a debit card to make secure purchases anywhere in the US and online.